Manchester City’s ongoing financial fair play saga and the so-called “115 charges” could, in theory, lead to a punishment so severe that it effectively relegates the club from the Premier League.
The charges stem from alleged breaches of financial reporting rules covering many seasons, and the potential consequences have grown increasingly dramatic as the case drags on.
Here’s why even City fans have begun to worry.

What the 115 alleged charges against Manchester City are all about
Manchester City have been accused by the Premier League of violating financial rules over a long period, including failing to provide accurate financial information and allegedly not co-operating fully with investigations, resulting in a total of more than 115 charges.
These relate to multiple seasons between 2009 and 2018 and cover areas such as reporting of revenue and compliance with financial regulations.
The dispute dates back to revelations from football leaks and subsequent investigations by both UEFA and the Premier League, with an independent commission holding hearings late in 2024.
A verdict on the case has been expected for months, and many observers believe its resolution could arrive imminently.
While City have vehemently denied any wrongdoing and remain confident of being exonerated, legal experts and commentators have warned that the stakes are enormous given how long the case has dragged on and how many charges are involved.
Why relegation talk has emerged, despite complex legal context
If City were to be found guilty of the most serious charges, financial experts have suggested that the most likely punishment, beyond fines, would be a significant points deduction, potentially large enough to plunge the club into relegation territory.
Reports have mentioned figures like a 60 to 100 point deduction as part of broader penalties designed to act as a deterrent.
Such a deduction would be unprecedented in the Premier League era and, mathematically, would almost certainly send City to the lower divisions, even if the club retains its sporting form on the pitch.
However, there is also debate about whether the Premier League technically can force relegation for financial breaches alone, the league’s own regulations are complex, and expert opinion differs on the mechanics of enforcement.
Until a ruling is delivered by the independent tribunal and any appeals are exhausted, Manchester City’s situation remains unresolved.
What is clear, though, is that a guilty verdict could not only reshape City’s future but also have a dramatic impact on the Premier League’s competitive landscape and how financial rules are applied across European football.
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