Aston Villa seem to be in a whole world of trouble after failing to secure promotion back to the Premier League, with financial problems threatening to derail their hopes of enjoying a successful campaign next season.
Steve Bruce will obviously still be hoping to add quality to his Villa squad, but he will have to work with one hand tied behind his back.
Considering their financial plight, loan signings will surely be the route that the Villans will take this summer, and the addition of another centre-back will surely feature highly on Bruce's agenda, considering the recent exit of John Terry.
With this in mind, Villa should consider a loan swoop for Arsenal youngster Krystian Bielik.
The 20-year-old joined the Gunners in January 2015 from Legia Warsaw, for a fee believed to be worth in the region of £2.4 million, but he has failed to establish himself at the Emirates, making just two senior appearances.
Bielik is a competent defender, though, and has a lot to offer at the highest level.
He is strong in the air, and quick along the ground, as well as being an impressive reader of the game.
The Polish youngster will be desperate to prove himself this season, wherever he plays his football, and that kind of hunger and determination would surely make him a real asset for Villa.
The Gunners would benefit from Bielik moving to Villa Park on loan too, as it would surely aid his development as a footballer on the whole.