Blues boss Mourinho made six changes to the side that lost 3-1 away to Everton last week for their Champions League clash with Maccabi Tel Aviv on Wednesday, and the Portuguese was rewarded with a first home win of the campaign - with a 4-0 victory getting their European campaign off to the perfect start.
Goals from Willian, Oscar, Cesc Fabregas and Diego Costa gave the Premier League champions a convincing win against the Israeli side, but the Stamford Bridge outfit can expect a much sterner test when Arsenal visit this Saturday.
Mourinho opted for a central defensive pairing of Gary Cahill and Kurt Zouma against Maccabi, but former Liverpool skipper Gerrard believes that captain Terry should be named for the visit from Arsene Wenger's Gunners.
“I said before the game they just need minor tweaks and I don’t think it’s a crisis at Chelsea,” Gerrard told BT Sport.
“They’ve got too many world-class players and powerful players in their squad for this to go on too long and it will be interesting to see what starting lineup [Jose Mourinho] goes with against Arsenal because it is a totally different test against Arsenal.
“For me, he’s got to go with what he trusts and I’d definitely bring JT (Terry) back in and I’d look to go with experience, especially against Arsenal."
Mourinho handed a first start to big-money left-back Baba Rahman, while Ruben Loftus-Cheek made his maiden Champions League appearance, but the Portuguese coach may recall Cesar Azpilicueta and Nemanja Matic for Saturday's lunchtime kick-off.