The current system allowing clubs to loan players outside of the transfer windows on an emergency basis for up to 93 days is due to finish this year. The FA are fighting for English clubs to be allowed an extra season to utilise the loan market outside of the transfer windows, arguing that the clubs need more time to protect themselves financially from the change.
Birmingham City have only signed three players on emergency loans this year; however it can be argued that both Michael Morrison (who has now signed for the St Andrew's club permanently) and Robert Tesche have made an impact with the club and helped Gary Rowett's men to pull themselves out of the relegation mixer.
More importantly, it would make it harder for players on the fringes of the squad to be loaned out to help them gain match practice as loans between transfer windows have no recall clause - something Birmingham have used to their advantage in the second half of the season in particular with players like Callum Reilly, Will Packwood and Olly Lee all loaned out in recent weeks to lower level teams.
With the Blues' financial situation still in flux, if the FA are unsuccessful in their attempts to keep the emergency loan window then it would mean that the club would have to potentially change their plans in the summer to ensure that their squad is large enough and of the required level of ability to sustain themselves in the second tier.